109 Gregory St, Berea, KY 40403 Property Records

Madison County property record for 109 Gregory St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,050 sqft
Lot Size	0.181 acres (7,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Mar 2018)
Tax Bill	$980 (2025)
Deeds & Mortgages	Jun 2022 Transfer Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073C-0000-0183`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0183`
Alternative APNs	`104498` `141799` `71958`

Interior

Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	7,923 sqft (0.181 acres)
Garage Type	Mixed

Location & Zoning

Account Number	71958
Street Address	109 GREGORY ST
City	BEREA
State	KY
Zip	40403-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 2 SEC 3 BLK I
Legal Subdivision	ROSELAWN
Legal Block	I
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3013
Census Tract	11202

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 GREGORY ST, BEREA, KY 40403-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Intrafamily Transfer, Transfer CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FAHE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	20182013973115
Deed Book / Page	757 / 78
Last Transfer Date	May 21, 2022
Transfer Doc	000D824/30
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jun 1, 2022
Property Address	109 GREGORY ST, BEREA, KY 40403-1148
Document Number	000D824/30
Book / Page	D824 / 30
Map Reference	MB 6 PG 82
Instrument Date	May 21, 2022
Instrument	2014094129
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 GREGORY ST, BEREA, KY 40403-1148

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 20, 2018
Property Address	109 GREGORY ST, BEREA, KY 40403-1148
Document Number	D00757/078
Book / Page	D00757 / 078
Map Reference	MB6 AT PG82
Instrument Date	Mar 16, 2018
Instrument	2013973115
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 GREGORY ST, 109, BEREA, KY 40403-1148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GREGORY ST, BEREA, KY 40403-1148

Mortgage

Document Number	2013973116
Date	Mar 20, 2018
Instrument	2013973116

Lender

Name	FAHE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+2.08%)	$104,000 (+5.05%)	$104,000 (+5.05%)
2023	$960.00	$99,000	$99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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