109 Grayson Way, Madison, MS 39110 Property Records

Madison County property record for 109 Grayson Way, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	3,118 sqft
Owner	Individual Name on Record
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081A-11-508`

Property Details

APN / Parcel Number

Primary APN	`081A-11-508`
Alternative APN	`62339`

Interior

Building Area	3,118 sqft Adjusted Area

Location & Zoning

Account Number	62339
Street Address	109 GRAYSON WAY
City	MADISON
State	MS
Zip	39110-1227
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 1392 BELLEMEADE IA OF CAROLINE
Legal Subdivision	BELLEMEADE IA OF CAROLINE
Legal Lot Number	1392
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1040
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 GRAYSON WAY, MADISON, MS 39110-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025
Deed Sale	Oct 6, 2025
Prior Sale	Apr 16, 2024
Deed Document Number	1036401
Deed Book / Page	4605 / 15
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 6, 2025
Property Address	109 GRAYSON WAY, MADISON, MS 39110-1227
Document Number	0004605/15
Book / Page	4605 / 15
Map Reference	CAB G SL 94&95
Instrument Date	Oct 6, 2025
Instrument	1036401
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 CHERRY HILL DR, MADISON, MS 39110-7561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GRAYSON WAY, MADISON, MS 39110-1227

Mortgage

Document Number	0001036402
Date	Oct 6, 2025
Instrument	1036402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Prime Rate
Max Rate	6.25%

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 16, 2024
Property Address	109 GRAYSON WAY, MADISON, MS 39110-1227
Document Number	004430/726
Book / Page	4430 / 726
Map Reference	CAB G SL 94&95
Instrument Date	Apr 15, 2024
Instrument	1002794
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 546, MADISON, MS 39130-0546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GREENWAY LN, MADISON, MS 39110-7214

Mortgage

Document Number	0001002795
Date	Apr 16, 2024
Instrument	1002795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (+499.05%) Homeowner's exemption	$32,463	$324,630 Land $55,000 Building $269,630
2024	$526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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