Craven County property record for 109 Gray Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,074 sqft · built 1959 |
| Lot Size | 0.594 acres (25,903 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $595 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-217-3002 |
| Primary APN | 6-217-3002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,903 sqft (0.594 acres) |
| Heating System | Forced Air |
|---|
| Account Number | 99807 |
|---|---|
| Old Parcel Number | 6-217-3002 |
| Street Address | 109 GRAY RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR HAVELOCK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 961102 |
Source: Craven County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1030 BELANGIA RD, HAVELOCK, NC 28532-9076 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2013 |
| Deed Sale | Dec 23, 2013 |
| Deed Document Number | 0000325126 |
| Record Updated | Jun 8, 2026 |
Source: Craven County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595.00 (+2.06%) | $108,490 (-) Land $15,000 Building $93,490 | $108,490 (-) Land $15,000 Building $93,490 |
| 2023 | $583.00 (+18.26%) | $108,490 (+51.27%) Land $15,000 Building $93,490 | $108,490 (+51.27%) Land $15,000 Building $93,490 |
| 2022 | $493.00 | $71,720 Land $15,000 Building $56,720 | |
| 2018 | $71,720 Land $15,000 Building $56,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2011–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet.
5G (outdoors only) and 4G LTE
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