109 Grafft Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 109 Grafft Ln, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2008
Square Footage	2,878 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$399,900 (2020)
Tax Bill	$4,558.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`086222-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,878 sqft Living Area
Gross Area	3,298 sqft Gross Area
1st Floor	1,834 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	437 sqft Patio
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 GRAFFT LN
City	SAINT AUGUSTINE
State	FL
Zip	32084-6555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	61/1-8 BIG OAKS LOT 1 OR5116/1087
Legal Range	29E
Legal Township	07S
Legal Section	03
Legal Subdivision	BIG OAKS
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1041
Census Tract	20904

Owner

Source: St. Johns County records · APN 086222-0010

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 GRAFFT LN, SAINT AUGUSTINE, FL 32084-6555
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	Sep 08, 2010 · Amount on Record
Deed Doc Number	2020110628
Deed Book / Page	5116 / 1087
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 04, 2020
Property Address	109 GRAFFT LN, SAINT AUGUSTINE, FL 32084-6555
Document Number	0051161087
Book / Page	5116 / 1087
Map Reference	MB 61 PG 1-8
Instrument Date	Nov 23, 2020
Instrument	2020110628
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GRAFFT LN, SAINT AUGUSTINE, FL 32084-6555

Mortgage

Document Number	0051161089
Date	Dec 04, 2020
Instrument	5116/1089

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,629 (+2.7%)	$385,985 (+4.1%) Land $90,000 Building $295,985
2025	$4,558.00 (+12.38%) Homeowner's exemption	$351,148 (+2.9%)	$370,796 (-9.93%) Land $90,000 Building $280,796
2024	$4,056.00 (+2.01%) Homeowner's exemption	$341,252 (+3%)	$411,656 (+1.07%) Land $90,000 Building $321,656
2023	$3,976.00 (+2.85%) Homeowner's exemption	$331,313 (+3%)	$407,302 (+6.95%) Land $90,000 Building $317,302
2022	$3,866.00 Homeowner's exemption	$321,663	$380,839 Land $62,720 Building $318,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.