109 Gordon Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 109 Gordon Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,170 sqft · built 1942
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$23,000 (Apr 2016)
Tax Bill$4,774 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 38.17-3-20

Property Details

APN / Parcel Number

Primary APN422800 38.17-3-20
Alternative APN
  • 280003801700030200000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions222 ft deep x 60 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address109 GORDON RD
CitySCHENECTADY
StateNY
Zip12306-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G 1.-31-6
Legal Block3
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3015
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage
SUNMARK FCU
Jan 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2016 · Amount on Record
Deed SaleApr 22, 2016 · Amount on Record
Deed Document Number201617438
Deed Book / Page1935 / 997
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address109 GORDON RD, SCHENECTADY, NY 12306-7215
Transaction TypeMortgage
Record UpdatedJan 4, 2024
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004818
DateJan 28, 2022
Book Page5195/420
Instrument202204818
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
AmountAmount Recorded
Term120 Months
DueJan 15, 2032
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address109 GORDON RD, SCHENECTADY, NY 12306-7215
Transaction TypeMortgage
Record UpdatedJan 4, 2024
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004819
DateJan 28, 2022
Book Page5195/434
Instrument202204819
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,774.00 (-7.44%)
2025$5,158.00$124,000 (-) Land $8,400 Building $115,600$190,800 (+16.91%) Land $12,925 Building $177,875
2023$124,000 Land $8,400 Building $115,600$163,200 Land $11,055 Building $152,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims5 (1980–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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