109 Glasgow St, Stem, NC 27581 Property Records

Granville County property record for 109 Glasgow St, Stem, NC 27581 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 2016
Lot Size0.245 acres (10,705 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Dec 2021)
Tax Bill$3,164 (2025)
Deeds & MortgagesJul 2015 Construction Loan
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31631-53660302

Property Details

APN / Parcel Number

Primary APN31631-53660302
Alternative APNs
  • 088802562435
  • 088802 134
  • 1070783

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,705 sqft (0.245 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1070783
Street Address109 GLASGOW ST
CitySTEM
StateNC
Zip27581-9006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 HIGHLANDS AT PRESTWICK
Legal SubdivisionHIGHLANDS AT PRESTWICK
Legal Lot Number59
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group3
Census Block3020
Census Tract970701

Owner

Source: Granville County records · APN 31631-53660302

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 GLASGOW ST, STEM, NC 27581-9006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2015Deed of Trust, Mortgage · Construction Mortgage
BENCHMARK COMMUNITY BANK
Dec 06, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 05, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Prior SaleOct 05, 2021 · Amount on Record
Deed Book / Page1877 / 460
Record UpdatedSep 20, 2026

July 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address109 GLASGOW ST, STEM, NC 27581-9006
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001556/588
DateJul 01, 2015
Book Page1556/588
Lender
NameBENCHMARK COMMUNITY BANK
TypeBank
AddressWAKE FOREST, NC 27587
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueJun 26, 2045

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRANVILLE NC
Recording DateDec 06, 2021
Property Address109 GLASGOW ST, STEM, NC 27581-9006
Document Number001877/460
Book / Page1877 / 460
Map ReferenceMB 36 PG 167
Instrument DateDec 03, 2021
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyNOT AVAILABLE, TITLEVEST FIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 GLASGOW ST, STEM, NC 27581-9006

Mortgage

Document Number0001877463
DateDec 06, 2021
Instrument1877/463
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRANVILLE NC
Recording DateOct 05, 2021
Property Address109 GLASGOW ST, STEM, NC 27581-9006
Document Number001866/120
Book / Page1866 / 120
Map ReferenceMB 36 PG 167
Instrument DateOct 05, 2021
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 S MANGUM ST APT 1074, 1074, DURHAM, NC 27701-1004

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
MunicipalityStem Town
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,164.00 (+47.09%)$312,737 (+95.79%) Land $37,000 Building $275,737
2024$312,737 (+95.79%) Land $37,000 Building $275,737
2023$2,151.00 (+0.51%)$159,731 (-) Land $27,500 Building $132,231$159,731 (-) Land $27,500 Building $132,231
2022$2,140.00$159,731 Land $27,500 Building $132,231$159,731 Land $27,500 Building $132,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1998–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimJul 2023, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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