109 Gladys Dr, Normal, IL 61761 Property Records

McLean County property record for 109 Gladys Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,551 sqft · built 1969
Lot Size	0.243 acres (10,560 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2005)
Tax Bill	$6,818 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-426-015`

Property Details

APN / Parcel Number

Primary APN	`14-27-426-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,551 sqft
Basement Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,560 sqft (0.243 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Area	604 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 GLADYS DR
City	NORMAL
State	IL
Zip	61761-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	6TH ADD PLEASANT HILL SUB LOT 279
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	279
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1004
Census Tract	502

Owner

109 Gladys Dr is owned and occupied by an individual who acquired it in April 2010.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	109 GLADYS DR, NORMAL, IL 61761-3213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit IAA CU
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit IAA CU
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit IAA CU
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit IAA CU
Jan 22, 2018	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2005 · Amount on File
Deed Sale	Sep 15, 2005 · Amount on File
Deed Document Number	200527107
Last Transfer Date	Apr 4, 2010
Transfer Doc	0000010358
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200019894
Date	Nov 10, 2022
Instrument	2022-00019894

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008140
Date	Apr 6, 2021
Instrument	2021-00008140

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008139
Date	Apr 6, 2021
Instrument	2021-00008139

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900019049
Date	Nov 15, 2019
Instrument	2019-00019049

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010277
Date	Jun 27, 2018
Instrument	2018-00010277

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MCLEAN IL
Recording Date	Jan 22, 2018
Property Address	109 GLADYS DR, NORMAL, IL 61761-3213
Document Number	201800001428
Map Reference	DOC67-03431
Instrument Date	Jan 13, 2018
Instrument	2018-00001428
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GLADYS DR, NORMAL, IL 61761-3213

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,200 Land $15,220 Building $82,980	$294,600 Land $45,660 Building $248,940
2024	$6,818.00 (+6.85%)
2023	$6,381.00	$80,566 Land $12,487 Building $68,079	$241,698 Land $37,461 Building $204,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Gladys Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Gladys Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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