Orange County property record for 109 Gemstone, Irvine, CA 92620 · Last verified November 2025
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,777 sqft Living Area |
| Garage | 454 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $645,500 (2014) |
| Tax Bill | $11,355.00 (2025) |
| Primary APN | 935-424-11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,777 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 454 sqft Garage |
| Street Address | 109 GEMSTONE |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-7316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 2 OF TRACT 17485 OF CONDO PROJECT 935-42 LOCATED ON APN 551-513-10, TO GETHER WITH AN UND 1/14 INT IN LOT 2 AND POR OF |
| Legal Tract | 17485 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | IRVINE-LAKE FOREST |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 52429 |
Source: Orange County records · APN 935-424-11
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 GEMSTONE, IRVINE, CA 92620-7316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PTRS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2014 · Amount on Record |
| Deed Sale | Jan 09, 2014 · Amount on Record |
| Deed Doc Number | 2014000008299 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 109 GEMSTONE, IRVINE, CA 92620-7316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000406882 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019000406882 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 109 GEMSTONE, IRVINE, CA 92620-7316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 109 GEMSTONE, IRVINE, CA 92620-7316 |
| Document Number | 0000726989 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020000726989 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 109 GEMSTONE, IRVINE, CA 92620-7316 |
| Document Number | 0000248137 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 GEMSTONE IRVINE CA 926207316, IRVINE, CA 92620-7316 |
| Document Number | 0000248137 |
|---|---|
| Date | Jun 02, 2020 |
| Instrument | 248137 |
| Name | FINANCIAL PTRS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,355.00 (+3.11%) Homeowner's exemption | $791,141 (+4.04%) Land $483,535 Building $307,606 |
| 2023 | $11,012.00 (+1.42%) Homeowner's exemption | $760,421 Land $464,759 Building $295,662 |
| 2022 | $10,858.00 |
109 Gemstone is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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