Brevard County property record for 109 Gary Ln, Cocoa, FL 32922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1958 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (May 2014) |
| Tax Bill | $658 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-17-01-*-21 |
| Primary APN | 24-36-17-01-*-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,946 sqft |
| 1st Floor Area | 1,325 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 353 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2413538 |
|---|---|
| Street Address | 109 GARY LN |
| City | COCOA |
| State | FL |
| Zip | 32922-6619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EU-2 |
| Legal Description | RIVER HEIGHTS LOT 21 |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 17 |
| Legal Subdivision | RIVER HEIGHTS |
| Legal Lot Number | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 71500 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 GARY LN, COCOA, FL 32922-6619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on Record |
| Deed Sale | May 2, 2014 · Amount on Record |
| Prior Sale | Sep 18, 2013 · Amount on Record |
| Deed Document Number | 201488051 |
| Deed Book / Page | 7118 / 765 |
| Prior Transfer Date | Oct 29, 1993 |
| Prior Transfer Doc | 3338002333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 109 GARY LN, COCOA, FL 32922-6619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 GARY LN, COCOA, FL 32922-6619 |
| Document Number | 0093962374 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 9396/2374 |
| Instrument | 2022021054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 109 GARY LN, COCOA, FL 32922-6619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 GARY LN, COCOA, FL 32922-6619 |
| Document Number | 0100971091 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 10097/1091 |
| Instrument | 2024131586 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2029 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,140 (+2.7%) | $273,050 (+2.71%) | |
| 2025 | $658.00 (+19.2%) Disabled Person's exemption Veteran's exemption | $136,460 (+5.98%) | $265,850 (+12.63%) Land $100,000 Building $165,850 |
| 2023 | $552.00 (+2.99%) Disabled Person's exemption Veteran's exemption | $128,760 (+3%) | $236,030 (+7.98%) Land $80,000 Building $156,030 |
| 2022 | $536.00 Disabled Person's exemption Veteran's exemption | $125,010 | $218,590 Land $60,000 Building $158,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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