Madison County property record for 109 Gartin Ln, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,571 sqft · built 2014 |
| Lot Size | 0.676 acres (29,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,600 (Jul 2018) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-01-060 |
| Primary APN | 081A-01-060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,571 sqft Adjusted Area |
| Gross Area | 2,727 sqft |
| 1st Floor Area | 2,727 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 29,455 sqft (0.676 acres) |
| Deck Area | 300 sqft |
| Patio Area | 225 sqft |
| Account Number | 19911 |
|---|---|
| Street Address | 109 GARTIN LN |
| City | MADISON |
| State | MS |
| Zip | 39110-7279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 3 NORTHSHORE OF LAKE CAROLINE PART I |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 01 |
| Legal Subdivision | NORTHSHORE LAKE CAROLINE PT 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30402 |
Source: Madison County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION |
| Apr 24, 2020 | Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN |
| Feb 15, 2019 | Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN |
| Jul 31, 2018 | Warranty Deed, Construction Loan · Line of Credit FIRST A NAT'L BKNG ASSN |
| Jun 6, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK |
| May 30, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2007 · Amount on Record |
| Deed Document Number | 2018844193 |
| Deed Book / Page | 3629 / 881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 1, 2026 |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0001058703 |
| Book / Page | 4725 / 924 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20261058703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0001058703, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 4725/924 |
| Instrument | 20261058703 |
| Name | KEESLER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0000890130 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 GARTIN LN MADISON MS 391107279, MADISON, MS 39110-7279 |
| Document Number | 0000890130 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 003846/000872 |
| Instrument | 890130 |
| Name | FIRST A NAT'L BKNG ASSN |
|---|---|
| Address | TUSCALOOSA, AL 35402 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0000859141 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 GARTIN LN MADISON MS 391107279, MADISON, MS 39110-7279 |
| Document Number | 0000859141 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 003694/000927 |
| Instrument | 859141 |
| Name | FIRST A NAT'L BKNG ASSN |
|---|---|
| Address | HATTIESBURG, MS 39402 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 31, 2018 |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0000844193 |
| Book / Page | 003629 / 000881 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 844193 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 WESTMINSTER CT MADISON MS 391107522, MADISON, MS 39110-7522 |
| Document Number | 844194 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 003629/000885 |
| Instrument | 844194 |
| Name | FIRST A NAT'L BKNG ASSN |
|---|---|
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 6, 2018 |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Book / Page | 003609 / 000324 |
| Instrument Date | May 30, 2018 |
| Instrument | 840562 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 GARTIN LN MADISON MS 391107279, MADISON, MS 39110-7279 |
| Document Number | 0000840562 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 003609/000324 |
| Instrument | 840562 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 5, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 GARTIN LN, MADISON, MS 39110-7279 |
| Document Number | 0000840583 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 GARTIN LN MADISON MS 391107279, MADISON, MS 39110-7279 |
| Document Number | 0000840583 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 003609/000408 |
| Instrument | 840583 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 Homeowner's exemption | $37,341 (-) | $373,410 (-) Land $65,000 Building $308,410 |
| 2024 | $3,654.00 (+0.77%) | ||
| 2023 | $3,626.00 Homeowner's exemption | $37,341 | $373,410 Land $65,000 Building $308,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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