Burke County property record for 109 Garrison Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,394 sqft · built 1964 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,980 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724819163 |
| Primary APN | 2724819163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 342 sqft |
| Finished Basement | 1,026 sqft |
| Unfinished Basement | 342 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,977 sqft (0.78 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 109 GARRISON DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 RESID |
| Legal Description | 109 GARRISON DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | DREXEL |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20801 |
109 Garrison Dr, a single family home, is owned by two individuals.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 821, DREXEL, NC 28619-0821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 109 GARRISON DR, MORGANTON, NC 28655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023100140 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 2310/0140 |
| Instrument | 2017007997 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 109 Garrison Dr was $1,980, up 3.9% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Drexel Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,980.00 (+3.94%) | $198,777 (-) Land $28,687 Building $170,090 | $198,777 (-) Land $28,687 Building $170,090 |
| 2025 | $1,905.00 | $198,777 Land $28,687 Building $170,090 | $198,777 Land $28,687 Building $170,090 |
| 2023 | $1,206.00 | $198,777 Land $28,687 Building $170,090 | $198,777 Land $28,687 Building $170,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Garrison Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Garrison Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures