Spalding County property record for 109 Garnet Ln, Griffin, GA 30224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 2016 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2025) |
| Tax Bill | $4,174 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233C-02-005 |
| Primary APN | 233C-02-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,719 sqft Heated Area |
| 1st Floor Area | 1,719 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30921 |
|---|---|
| Street Address | 109 GARNET LN |
| City | GRIFFIN |
| State | GA |
| Zip | 30224-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LT 5 0.3669 AC PB 25/468-472 GARNET LN |
| Legal Subdivision | STONEBRIAR |
| Legal Phase | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SPALDING GA |
| Township / Civil Division | ROVER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 161201 |
Source: Spalding County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Nov 3, 2025 | Limited Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on Record |
| Deed Sale | Nov 3, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2025 · Amount on Record |
| Deed Book / Page | 5358 / 641 |
| Prior Transfer Date | Jun 16, 2025 |
| Prior Transfer Doc | 0053340713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPALDING GA |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0047390000000294 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 0000004739/0000000294 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPALDING GA |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0049610000000022 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 0000004961/0000000022 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | SPALDING GA |
| Recording Date | Nov 3, 2025 |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0053580641 |
| Book / Page | 5358 / 641 |
| Instrument Date | Oct 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0005358643 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 5358/643 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPALDING GA |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0046690158 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN GRIFFIN GA 302245467, GRIFFIN, GA 30224-5467 |
| Document Number | 0046690158 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 004669/000158 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPALDING GA |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0045130017 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN GRIFFIN GA 302245467, GRIFFIN, GA 30224-5467 |
| Document Number | 0045130017 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 004513/000017 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 12, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPALDING GA |
| Recording Date | Jun 22, 2018 |
| Property Address | 109 GARNET LN, GRIFFIN, GA 30224-5467 |
| Document Number | 0042980072 |
| Book / Page | 004298 / 000072 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 GARNET LN GRIFFIN GA 302245467, GRIFFIN, GA 30224-5467 |
| Document Number | 42980073 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 004298/000073 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
Source: Spalding County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Spalding County |
| Unified School District | Spalding County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,174.00 (+1.09%) Homeowner's exemption | $118,501 (-) Land $12,000 Building $106,501 | $296,252 (-) Land $30,000 Building $266,252 |
| 2024 | $4,129.00 (+16.84%) Homeowner's exemption | $118,501 (-) Land $12,000 Building $106,501 | $296,252 (-) Land $30,000 Building $266,252 |
| 2023 | $3,534.00 (+1.44%) Homeowner's exemption | $118,501 (+22.76%) Land $12,000 Building $106,501 | $296,252 (+22.76%) Land $30,000 Building $266,252 |
| 2022 | $3,484.00 Homeowner's exemption | $96,532 Land $10,400 Building $86,132 | $241,331 Land $26,000 Building $215,331 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPALDING COUNTY WATER SYSTEM serves 40,430 people · EPA ID GA2550036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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