109 Garnet Ct, Maiden, NC 28650 Property Records

Catawba County property record for 109 Garnet Ct, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 2023
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`3647-20-70-8555`

Property Details

APN / Parcel Number

Primary APN	`3647-20-70-8555`
Alternative APN	`0200267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	180 ft deep x 115 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 GARNET CT
City	MAIDEN
State	NC
Zip	28650-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 9 PLAT 37-113
Legal Subdivision	STONERIDGE
Legal Lot Number	9
Jurisdiction	CATAWBA NC
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2010
Census Tract	11602

Owner

109 Garnet Ct is owned and occupied by two individuals.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 GARNET CT, MAIDEN, NC 28650-9604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Mar 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	109 JASPER LN, MAIDEN, NC 28650-9603
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S 3RD AVE, MAIDEN, NC 28650-1303

Mortgage

Document Number	0038040820
Date	Apr 17, 2023
Book Page	3804/820
Instrument	6431

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 10, 2023
Property Address	109 JASPER LN, MAIDEN, NC 28650-9603
Document Number	0037971481
Book / Page	3797 / 1481
Map Reference	MB 37 PG 113
Instrument Date	Mar 1, 2023
Instrument	3991
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 397, MAIDEN, NC 28650-0397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S 3RD AVE, MAIDEN, NC 28650-1303

Tax Assessment & Valuation

The 2025 property tax bill for 109 Garnet Ct was $1,093, down 48.8% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,400 (-) Land $14,500 Building $259,900
2025	$1,093.00 (-48.83%)	$274,400 Land $14,500 Building $259,900
2024	$2,136.00 (+1,807.14%)
2023	$112.00	$13,000 Land $13,000	$274,400 Land $14,500 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Garnet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Garnet Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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