Gadsden County property record for 109 Gardner Ave, Greensboro, FL 32330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,653 sqft · built 1925 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,000 (Feb 2007) |
| Tax Bill | $502 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-16-2N-5W-1170-00032-0030 |
| Primary APN | 3-16-2N-5W-1170-00032-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,653 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| Porch | Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 GARDNER AVE |
|---|---|
| City | GREENSBORO |
| State | FL |
| Zip | 32330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 880 P 34 OR 661 P 1966 OR 6 |
| Legal Range | 5W |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | GREENSBORO |
| Legal Lot Number | 3 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | GREENSBORO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20800 |
Source: Gadsden County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 678, GREENSBORO, FL 32330-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2007 · Amount on Record |
| Deed Sale | Feb 8, 2007 · Amount on Record |
| Prior Sale | Oct 16, 2001 · Amount on Record |
| Deed Document Number | 20071748 |
| Deed Book / Page | 661 / 1966 |
| Prior Transfer Date | Feb 19, 2006 |
| Prior Transfer Doc | 0006611044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Jul 9, 2020 |
| Property Address | 109 GARDNER AVE, GREENSBORO, FL 32330 |
| Document Number | 0008800034 |
| Book / Page | 880 / 34 |
| Map Reference | MB 1 PG 16 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 200004812 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 LAKEVIEW PL, 1710, GAINESVILLE, GA 30501-2023 |
| Name | Verified Name |
|---|---|
| Address | 109 GARDNER AVENUE, GREENSBORO, FL 32330 |
| Document Number | 0000088035 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 880/35 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Greensboro Town |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502.00 (+0.8%) Homeowner's exemption | $54,010 (+2.9%) | $64,339 (+3.39%) Land $11,550 Building $52,789 |
| 2024 | $498.00 (+1.22%) Homeowner's exemption | $52,488 (+3%) | $62,227 (+4.87%) Land $10,395 Building $51,832 |
| 2023 | $492.00 (+2.93%) Homeowner's exemption | $50,960 (+3%) | $59,340 (+12.95%) Land $9,900 Building $49,440 |
| 2022 | $478.00 Homeowner's exemption | $49,476 | $52,536 Land $4,950 Building $47,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENSBORO, TOWN OF WATER SYS. serves 794 people · EPA ID FL1200687 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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