St. Johns County property record for 109 Gaillardia Loop, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,374 sqft · built 2016 |
| Lot Size | 0.56 acres (24,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,180,000 (Nov 2020) |
| Tax Bill | $9,943 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 158571-2030 |
| Primary APN | 158571-2030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,374 sqft Living Area |
| Gross Area | 4,182 sqft |
| 1st Floor Area | 2,526 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,393 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 623 sqft |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 GAILLARDIA LOOP |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43/85-90 PELICAN REEF III LOT 2 & 3 BLK 2 OR5103/1629 &5523/328 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | PELICAN REEF III |
| Legal Block | 2 |
| Legal Lot Number | 2,3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 20500 |
109 Gaillardia Loop is owned and occupied by two individuals who acquired it in March 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Mar 25, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 19, 2020 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Aug 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Sep 2, 2014 · Amount on File |
| Deed Document Number | 2020105400 |
| Deed Book / Page | 5103 / 1629 |
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0055230328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047211119 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 4721/1119 |
| Instrument | 2019031889 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 10, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 25, 2022 |
| Property Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Document Number | 0055230328 |
| Book / Page | 5523 / 328 |
| Map Reference | MB 43 PG 85-90 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022031491 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 19, 2020 |
| Property Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Document Number | 0051031629 |
| Book / Page | 005103 / 001629 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 105400 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 GAILLARDIA LOOP ST AUGUSTINE FL 320805371, ST AUGUSTINE, FL 32080-5371 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2018 |
| Property Address | 109 GAILLARDIA LOOP, SAINT AUGUSTINE, FL 32080-5371 |
| Document Number | 0046011887 |
| Book / Page | 004601 / 001887 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 61571 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 109 GAILLARDIA LOOP ST AUGUSTINE FL 320805371, ST AUGUSTINE, FL 32080-5371 |
The 2025 property tax bill for 109 Gaillardia Loop was $9,943 with a homeowner's exemption, up 7.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,808 (+2.7%) | $1,461,002 (+3.18%) Land $506,000 Building $955,002 | |
| 2025 | $9,943.00 (+7.58%) Homeowner's exemption | $534,380 (+2.9%) | $1,415,920 (+6.53%) Land $440,000 Building $975,920 |
| 2024 | $9,242.00 (+2.34%) Homeowner's exemption | $519,320 (+3%) | $1,329,136 (+17.87%) Land $400,000 Building $929,136 |
| 2023 | $9,031.00 (+3.03%) Homeowner's exemption | $504,194 (+3%) | $1,127,613 (+9.59%) Land $320,000 Building $807,613 |
| 2022 | $8,765.00 Homeowner's exemption | $489,509 | $1,028,919 Land $280,000 Building $748,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Gaillardia Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Gaillardia Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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