Washington County property record for 109 Gabriel Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,008 sqft · built 2001 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,900 (Apr 2007) |
| Tax Bill | $2,905 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-031513 |
| Primary APN | 07-031513 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Total Area |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 031513 |
|---|---|
| Street Address | 109 GABRIEL CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 184 0.31 ACRE 109 GABRIEL CT WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 2 |
| Legal Lot Number | 184 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11301 |
109 Gabriel Ct is owned and occupied by two individuals who bought it in April 2007.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 GABRIEL CT, SMITHSBURG, MD 21783-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2007 · Amount on File |
| Deed Sale | Apr 5, 2007 · Amount on File |
| Prior Sale | Jul 20, 2006 |
| Deed Document Number | 2007215237 |
| Deed Book / Page | 3263 / 487 |
| Transfer Doc | 0026160024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 109 GABRIEL CT, SMITHSBURG, MD 21783-1574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0065650453 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 6565/453 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2026 property tax bill for 109 Gabriel Ct was $2,905 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,905.00 (+5.64%) Homeowner's exemption | $350,800 (+10.21%) | $383,300 (-) Land $66,700 Building $316,600 |
| 2025 | $2,750.00 (+5.65%) Homeowner's exemption | $318,300 | $383,300 Land $66,700 Building $316,600 |
| 2024 | $2,603.00 (+1.88%) | ||
| 2023 | $2,555.00 Homeowner's exemption | $279,267 | $285,800 Land $66,700 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Gabriel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Gabriel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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