109 Gable St, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Gable St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1987
Lot Size	0.164 acres (7,130 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2011)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-0770-031-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0770-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,130 sqft (0.164 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 GABLE ST
City	FOLSOM
State	CA
Zip	95630-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 06, LOT 505
Legal Subdivision	WILLOW CREEK ESTS EAST 06
Legal Lot Number	505
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2016
Census Tract	8501

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 GABLE ST, FOLSOM, CA 95630-4634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 9, 2020	Quit Claim Deed, Transfer OTHER
Oct 9, 2020	Quit Claim Deed, Transfer NATIONS DIRECT MTG
Dec 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Book / Page	20110916 / 35
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0000001475
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 GABLE ST, FOLSOM, CA 95630-4634
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GABLE ST, FOLSOM, CA 95630-4633

Mortgage

Document Number	0000001128
Date	Apr 9, 2021
Instrument	202104091128

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	766 Months
Due	Feb 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 GABLE ST, FOLSOM, CA 95630-4634
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GABLE ST, FOLSOM, CA 95630-4633

Mortgage

Document Number	4090000001128
Date	Apr 9, 2021
Book Page	20210409/1128

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	766 Months
Due	Feb 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	1.98%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2020
Property Address	109 GABLE ST, FOLSOM, CA 95630-4634
Document Number	2010091609
Instrument Date	Oct 1, 2020
Instrument	2010091609
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 GABLE ST FOLSOM CA 956304634, FOLSOM, CA 95630-4634

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2020
Property Address	109 GABLE ST, FOLSOM, CA 95630-4634
Document Number	2010091608
Instrument Date	Oct 1, 2020
Instrument	2010091608
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 GABLE ST FOLSOM CA 956304634, FOLSOM, CA 95630-4634

Mortgage

Document Number	2010091610
Date	Oct 9, 2020
Instrument	2010091610

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2017
Property Address	109 GABLE ST, FOLSOM, CA 95630-4634
Document Number	1712041351
Instrument Date	Dec 4, 2017
Instrument	1712041351
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GABLE ST FOLSOM CA 956304634, FOLSOM, CA 95630-4634

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,687 (+2%) Land $140,922 Building $185,765
2025	$3,611.00 (+2.09%) Homeowner's exemption	$320,282 (+4.04%) Land $138,159 Building $182,123
2024	$3,537.00 (+1.87%)
2023	$3,472.00 (+1.58%) Homeowner's exemption	$307,846 Land $132,795 Building $175,051
2022	$3,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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