109 Frontier Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 109 Frontier Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1963
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2020)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone A99 (high risk)
APN	`160-054-02-00`

Property Details

APN / Parcel Number

Primary APN	`160-054-02-00`
Alternative APN	`1600601800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,033 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,300 sqft (0.145 acres)
View / Lot	Good

Location & Zoning

Old Parcel Number	1600601800
Street Address	109 FRONTIER DR
City	OCEANSIDE
State	CA
Zip	92054-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 151 TR 004838
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	004838
Legal Block	2
Legal Lot Number	151
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 FRONTIER DR, OCEANSIDE, CA 92054-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 28, 2020	Grant Deed, Transfer · Conventional Mortgage BURTON REIFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Document Number	2020496148
Prior Transfer Date	Nov 20, 1969
Prior Transfer Doc	0000346940
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	109 FRONTIER DR, OCEANSIDE, CA 92054-3807
Document Number	0000496147
Instrument Date	Aug 20, 2020
Instrument	496147
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1313 LAKE DR ENCINITAS CA 920245222, ENCINITAS, CA 92024-5222

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	109 FRONTIER DR, OCEANSIDE, CA 92054-3807
Document Number	0000496148
Instrument Date	Aug 20, 2020
Instrument	496148
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 FRONTIER DR OCEANSIDE CA 920543807, OCEANSIDE, CA 92054-3807

Mortgage

Document Number	496149
Date	Aug 28, 2020
Instrument	496149

Lender

Name	BURTON REIFF
Address	PO BOX 5676, OCEANSIDE, CA 92052-5676

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,240 (+2%) Land $408,507 Building $198,733
2025	$6,704.00 (+5.18%)	$595,335 (+4.04%) Land $400,498 Building $194,837
2023	$6,374.00 (+1.53%)	$572,220 Land $384,948 Building $187,272
2022	$6,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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