Cascade County property record for 109 Front St S, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1910 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,600 (Oct 2015) |
| Tax Bill | $1,982 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0242114 |
| Primary APN | R0242114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003090300 |
|---|---|
| Street Address | 109 FRONT ST S |
| City | CASCADE |
| State | MT |
| Zip | 59421-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADE OTS 1ST ADD, S35, T18 N, R01 W, BLOCK 018, LOT 005, LTS 5-6 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | CASCADE 1ST |
| Legal Block | 18 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10400 |
109 Front St S is owned by an individual who bought it in October 2015.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 136, CASCADE, MT 59421-0136 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Feb 6, 2019 | Deed of Trust, Mortgage OPPORTUNITY BK/MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2015 · Amount on File |
| Deed Sale | Oct 8, 2015 · Amount on File |
| Deed Document Number | 2015313351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 109 FRONT ST S, CASCADE, MT 59421-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000366672 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | R0366672 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 109 FRONT ST S, CASCADE, MT 59421-8511 |
| Document Number | 0000366670 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 FRONT ST S CASCADE MT 594218511, CASCADE, MT 59421-8511 |
| Document Number | 0000366670 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 366670 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | GREAT FALLS, MT 59401 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Feb 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 109 Front St S was $1,982, up 105.2% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Cascade Town |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,982.00 (+105.18%) | $157,100 (-) | |
| 2025 | $966.00 | $157,100 | $157,100 Land $51,625 Building $105,475 |
| 2023 | $1,161.00 | $136,700 | $136,700 Land $34,313 Building $102,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Front St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Front St S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CASCADE serves 650 people · EPA ID MT0000171 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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