Carteret County property record for 109 Freeman Ln, Atlantic Beach, NC 28512
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,565 sqft · built 1979 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Trust Name on File |
| Last Sale | $120,000 (Mar 2002) |
| Tax Bill | $1,095 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 6385.15.63.1033000 |
| Primary APN | 6385.15.63.1033000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,565 sqft Heated Area |
| Gross Area | 1,273 sqft |
| 1st Floor Area | 550 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Carport |
| Garage Area | 475 sqft |
| Carport | Carport |
| Carport Area | 475 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10557109 |
|---|---|
| Street Address | 109 FREEMAN LN |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7504 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SOUTH 1/2 L5 B5 CLUB COLOY |
| Legal Subdivision | CLUB COLONY |
| Legal Block | 63 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
109 Freeman Ln, a townhouse, is held in a trust since January 2023.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15054 RUNIONS CREEK RD, BROADWAY, VA 22815-2334 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Intrafamily Transfer, Transfer |
| Feb 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2002 · Amount on File |
| Deed Sale | Mar 15, 2002 · Amount on File |
| Deed Book / Page | 935 / 19 |
| Last Transfer Date | Jan 9, 2023 |
| Transfer Doc | 0017900041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 23, 2023 |
| Property Address | 109 FREEMAN LN, ATLANTIC BEACH, NC 28512-7504 |
| Document Number | 0017900041 |
| Book / Page | 1790 / 41 |
| Map Reference | MB 16 PG 11 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 1790041 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15054 RUNIONS CREEK RD, BROADWAY, VA 22815-2334 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 15054 RUNIONS CREEK RD, BROADWAY, VA 22815-2334 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 9, 2022 |
| Property Address | 109 FREEMAN LN, ATLANTIC BEACH, NC 28512-7504 |
| Document Number | 0017560251 |
| Book / Page | 1756 / 251 |
| Map Reference | MB 16 PG 11 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 1756251 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 ROBERTS RD, CHELSEA, VT 05038-9172 |
| Name | Verified Name |
|---|---|
| Address | 4375 IVY LYNN PL, SNELLVILLE, GA 30039-5400 |
| Document Number | 0001756252 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 1756-252 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 109 Freeman Ln was $1,095.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,487 (-) Land $90,000 Building $353,487 | $443,487 (-) Land $90,000 Building $353,487 | |
| 2025 | $1,095.00 | $443,487 Land $90,000 Building $353,487 | $443,487 Land $90,000 Building $353,487 |
| 2023 | $186,801 Land $65,000 Building $121,801 | $186,801 Land $65,000 Building $121,801 | |
| 2022 | $707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Freeman Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Freeman Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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