109 Forrer St, Saluda, VA 23149 Property Records

Middlesex County property record for 109 Forrer St, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 1975
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$290,400 (May 2020)
Tax Bill	$1,844 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26B 4 3`

Property Details

APN / Parcel Number

Primary APN	`26B 4 3`
Alternative APN	`4716`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	2,166 sqft
Sunroom	Sunroom
Flooring	Cork
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	378 sqft

Exterior Amenities

Deck Area	612 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4716
Street Address	109 FORRER ST
City	SALUDA
State	VA
Zip	23149-3082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SALUDA LOT 3 0.453AC D101-447 126-555 175-742 323-486 07-2492 D20-840
Legal Lot Number	3
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4017
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saluda Historic District listed 2020 · 102 contributing resources · NRIS 100005896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 426, SALUDA, VA 23149-0426
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	2020840
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 28, 2020
Property Address	109 FORRER ST, SALUDA, VA 23149-3082
Document Number	0200000840
Instrument Date	May 22, 2020
Instrument	200000840
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 426, SALUDA, VA 23149-0426

Mortgage

Document Number	0200000841
Date	May 28, 2020
Instrument	200000841

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,844.00	$302,300 (-) Land $52,000 Building $250,300	$302,300 (-) Land $52,000 Building $250,300
2025	$1,844.00	$302,300 (-) Land $52,000 Building $250,300	$302,300 (-) Land $52,000 Building $250,300
2023	$1,844.00	$302,300 Land $52,000 Building $250,300	$302,300 Land $52,000 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALUDA private · serves 323 people · EPA ID VA4119600
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Virginia Broadband.

Nearby Properties on Forrer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures