109 Forest St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 109 Forest St, Worcester, MA 01609

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,536 sqft · built 1924
Lot Size0.176 acres (7,672 sqft)
OwnerCompany Name on Record
Tax Bill$5,534 (2026)
Deeds & MortgagesJan 2020 Transfer
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-008-00001

Property Details

APN / Parcel Number

Primary APN21-008-00001
Alternative APN
  • WORC M:21 B:008 L:00001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,536 sqft Living Area
Gross Area4,408 sqft
1st Floor Area1,268 sqft
Basement Area1,268 sqft
Unfinished Basement1,268 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,672 sqft (0.176 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number21-008-00001
Street Address109 FOREST ST
CityWORCESTER
StateMA
Zip01609-1529
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRS-7
Legal Block8
Legal Lot Number1
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3002
Census Tract730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5 LAWTON LN, FOXBORO, MA 02035-1070
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2012
Deed SaleNov 29, 2012
Deed Document Number201214
Deed Book / Page50034 / 202
Last Transfer DateJan 8, 2020
Transfer Doc61718-186
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJan 8, 2020
Property Address109 FOREST ST, WORCESTER, MA 01609-1529
Document Number61718-186
Book / Page061718 / 000186
Instrument DateJan 8, 2020
Instrument2222
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 LAWTON LN FOXBORO MA 020351070, FOXBORO, MA 02035-1070

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address109 FOREST ST, WORCESTER, MA 01609-1529
Document Number61284-184
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 FOREST ST WORCESTER MA 016091529, WORCESTER, MA 01609-1529

Mortgage

Document Number61284-184
DateOct 23, 2019
Book Page061284/000184
Instrument112200
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 22, 2039

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateSep 23, 2019
Property Address109 FOREST ST, WORCESTER, MA 01609-1529
Document Number61099-356
Book / Page061099 / 000356
Instrument DateSep 23, 2019
Instrument98495
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 FOREST ST WORCESTER MA 016091529, WORCESTER, MA 01609-1529

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,534.00 (+5.31%)$416,700 (+4.59%) Land $128,600 Building $288,100$503,566
2025$5,255.00 (+11.52%)$398,400 (+21.24%) Land $122,500 Building $275,900
2023$4,712.00$328,600 Land $105,500 Building $223,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Netafy
Fixed Wireless
150 / 150

May also be available: Verizon.

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