109 Forest Creek Dr, Struthers, OH 44471 Property Records

Mahoning County property record for 109 Forest Creek Dr, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1994
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (May 2024)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38-033-0-010.17-0`

Property Details

APN / Parcel Number

Primary APN	`38-033-0-010.17-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	109 FOREST CREEK DR
City	STRUTHERS
State	OH
Zip	44471-2189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6767 90 X 180 HAMILTON WOODS PL 2
Legal Subdivision	HAMILTON WOODS PL 2
Legal Lot Number	6767
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2016
Census Tract	810800

Owner

109 Forest Creek Dr is owned and occupied by an individual who bought it in May 2024.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	109 FOREST CREEK DR, STRUTHERS, OH 44471-2189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Nov 3, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Apr 9, 2002 · Amount on File
Deed Document Number	20249921
Deed Book / Page	6625 / 1894
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	06597/2202
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	109 FOREST CREEK DR, STRUTHERS, OH 44471-2189
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FOREST CREEK DR, STRUTHERS, OH 44471-2189

Mortgage

Document Number	06712/2399
Date	Dec 5, 2025
Book Page	6712/2399
Instrument	202500025966

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Nov 3, 2023
Property Address	109 FOREST CREEK DR, STRUTHERS, OH 44471-2189
Document Number	06597/2202
Book / Page	6597 / 2202
Map Reference	VOL 83 PG 247
Instrument Date	Oct 23, 2023
Instrument	202300021205
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 FOREST CREEK DR, STRUTHERS, OH 44471-2189

Tax Assessment & Valuation

The 2025 property tax bill for 109 Forest Creek Dr was $2,837.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00	$68,200 (-) Land $11,150 Building $57,050	$194,860 Land $31,860 Building $163,000
2024	$2,837.00 (+1.72%)	$68,200 (-) Land $11,150 Building $57,050
2023	$2,789.00 (-14%)	$68,200 (+13.55%) Land $11,150 Building $57,050	$194,860 (+13.55%) Land $31,860 Building $163,000
2022	$3,243.00	$60,060 Land $8,550 Building $51,510	$171,600 Land $24,430 Building $147,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Forest Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Forest Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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