109 Forest Ave, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 109 Forest Ave, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,409 sqft · built 1949
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Jul 2011)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:019=003 L:016`

Property Details

APN / Parcel Number

Primary APN	`M:019=003 L:016`
Alternative APNs	`ORON M:019-003 L:016` `1116`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,409 sqft Living Area
Gross Area	2,959 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Contemporary
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1116
Street Address	109 FOREST AVE
City	ORONO
State	ME
Zip	04473-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	16
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	3
Census Block	3000
Census Tract	6200

Owner

Source: Penobscot County and Orono Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 FOREST AVE, ORONO, ME 04473-3654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Balloon Mortgage BANGOR SAVINGS BANK
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2011 · Amount on Record
Deed Sale	Jul 8, 2011 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	201119638
Deed Book / Page	12529 / 240
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Recording Date	Sep 28, 2026
Property Address	109 FOREST AVE, ORONO, ME 04473-3654
Document Number	0000000908
Book / Page	18030 / 80
Instrument Date	Sep 25, 2026
Instrument	2026908
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FOREST AVE, ORONO, ME 04473-3654

Mortgage

Document Number	0000000908,
Date	Sep 28, 2026
Book Page	18030/80
Instrument	2026908

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	109 FOREST AVE, ORONO, ME 04473-3654
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160020039
Date	Apr 30, 2021
Book Page	16002/39
Instrument	13695

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,066.00 (+1.69%)	$304,800 (+9.09%) Land $57,000 Building $247,800
2024	$5,965.00 (+0.35%)	$279,400 (+1%) Land $52,200 Building $227,200
2023	$5,944.00 (-1.41%)	$254,000 (+0.28%) Land $47,500 Building $206,500	$397,860
2022	$6,029.00	$253,300 Land $47,500 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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