Hamilton County property record for 109 Forest Ave, Chattanooga, TN 37405
| Property Type | Townhouse |
|---|---|
| Details | 4,080 sqft · built 2000 |
| Lot Size | 0.06 acres (2,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Apr 2017) |
| Tax Bill | $3,509 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E C 021.03 |
| Primary APN | 135E C 021.03 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,080 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Lot Area | 2,651 sqft (0.06 acres) |
| Lot Dimensions | 107 ft deep x 25.9 ft wide |
| Sewer | Connected |
|---|
| Account Number | 0000142979 |
|---|---|
| Street Address | 109 FOREST AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3918 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 2 WALNUT VIEW PB61 PG239 OUT OF 135E-C-21 FOR 99 |
| Legal Subdivision | WALNUT VIEW |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Forest Ave, a townhouse, is owned and occupied by two individuals who bought it in April 2017.
Source: Hamilton County records, as of February 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 FOREST AVE, CHATTANOOGA, TN 37405-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 2, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Apr 28, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Jan 15, 2008 · Amount on File |
| Deed Document Number | 2017255 |
| Deed Book / Page | 11036 / 576 |
| Prior Transfer Date | Jun 1, 2004 |
| Prior Transfer Doc | 0071540102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 109 FOREST AVE, CHATTANOOGA, TN 37405-3918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 FOREST AVE, CHATTANOOGA, TN 37405-3918 |
| Document Number | 0000000109 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 14185/906 |
| Instrument | 2026020500109 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 109 FOREST AVE, CHATTANOOGA, TN 37405-3918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000020 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 11117/898 |
| Instrument | 2017080200020 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37311 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 26, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 28, 2017 |
| Property Address | 109 FOREST AVE, CHATTANOOGA, TN 37405-3918 |
| Document Number | 0000000255 |
| Book / Page | 011036 / 000576 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 255 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $2,771.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2256 N SHORE ACRES RD SODDY DAISY TN 373797941, SODDY DAISY, TN 37379-7941 |
The 2025 property tax bill for 109 Forest Ave was $3,509, down 16.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,509.00 (-16.05%) | $231,525 (+23.89%) | $926,100 (+23.89%) Land $225,000 Building $701,100 |
| 2024 | $4,180.00 | $186,875 (-) | $747,500 (-) Land $200,000 Building $547,500 |
| 2023 | $4,180.00 | $186,875 (-) | $747,500 (-) Land $200,000 Building $547,500 |
| 2022 | $4,180.00 | $186,875 | $747,500 Land $200,000 Building $547,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1988–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures