109 Foreside Rd, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 109 Foreside Rd, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,573 sqft · built 1999
Lot Size	0.922 acres (40,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$561,300 (Jul 2015)
Tax Bill	$13,257 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:U05 L:13-F`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:U05 L:13-F`
Alternative APNs	`M:U05 L:13=F` `20232313` `20263131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	5,254 sqft
1st Floor Area	1,190 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,173 sqft (0.922 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20263131
Street Address	109 FORESIDE RD
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	13-F
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Book / Page	32435 / 126
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	109 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1419
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	ACCURA TITLE, ACCURATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417790207
Date	Oct 8, 2025
Book Page	41779/207
Instrument	41444

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	109 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1419
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390400037
Date	Dec 29, 2021
Book Page	39040/37
Instrument	91114

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,257.00 (+18.77%)	$526,500 (-) Land $236,500 Building $290,000
2022	$11,162.00	$526,500 Land $236,500 Building $290,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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