109 Florida Dr, Jackson, AL 36545 Property Records

Clarke County property record for 109 Florida Dr, Jackson, AL 36545

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,068 sqft · built 1900
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on File
Tax Bill	$487 (2022)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4203082003011000`

Property Details

APN / Parcel Number

Primary APN	`4203082003011000`
Alternative APNs	`25804` `21242`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	160 ft deep x 194 ft wide
Garage Area	500 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 FLORIDA DR
City	JACKSON
State	AL
Zip	36545-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 702'(S) N & 270'(S) W OF SE COR OF NW1/4 S8; SE'LY 210'; SW'LY 163.1' TO E'LY R/W LIBBIE ST.; N'LY 193.9' ALG SAID R /W;
Legal Range	02E
Legal Township	06N
Legal Section	08
Legal Subdivision	TOWN OF JACKSON
Jurisdiction	CLARKE AL
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4034
Census Tract	957902

Owner

109 Florida Dr, a single family home, is owned by a company.

Source: Clarke County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	109 FLORIDA DR, JACKSON, AL 36545-3220
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Recording Date	Sep 22, 2026
Property Address	109 FLORIDA DR, JACKSON, AL 36545-3220
Document Number	1630000676
Book / Page	1630 / 676
Instrument Date	Sep 15, 2026
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FLORIDA DR, JACKSON, AL 36545-3220

Mortgage

Document Number	1630000676,
Date	Sep 22, 2026
Book Page	1630/676

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Jan 26, 2018
Property Address	109 FLORIDA DR, JACKSON, AL 36545-3220
Document Number	001499/213
Book / Page	1499 / 213
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 AVE SPRINGS CIRCLE, JACKSON, AL 36545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 FLORIDA DR, JACKSON, AL 36545-3220

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Municipality	Jackson City
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,800 Land $1,540 Building $22,260	$119,000 Land $7,700 Building $111,300
2023		$24,880 Land $1,540 Building $23,340	$124,400 Land $7,700 Building $116,700
2022	$487.00
2019	$220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Florida Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Florida Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER WORKS & SEWER BOARD serves 11,715 people · EPA ID AL0000256
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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