Mobile County property record for 109 Florence Pl, Mobile, AL 36607
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 1 ba · 1,891 sqft · built 1940 |
| Lot Size | 0.164 acres (7,167 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2019) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02290724000423401 |
| Primary APN | R02290724000423401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 1,891 sqft Living Area |
| 1st Floor Area | 1,891 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 7,167 sqft (0.164 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 789560 |
|---|---|
| Street Address | 109 FLORENCE PL |
| City | MOBILE |
| State | AL |
| Zip | 36607-3321 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 5 FLORENCE PLACE DBK 156 P 507 #SEC 24 T4S R1W #MP29 07 24 0 004 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | FLORENCE PLACE |
| Legal Lot Number | 5 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 2502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Florence Pl, a duplex, is owned and occupied by an individual who bought it in August 2019.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 FLORENCE PL, MOBILE, AL 36607-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 7, 2019 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Jan 17, 2007 · Amount on File |
| Deed Document Number | 201945775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 109 FLORENCE PL, MOBILE, AL 36607-3321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000078498 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022078498 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 7, 2019 |
| Property Address | 109 FLORENCE PL, MOBILE, AL 36607-3321 |
| Document Number | 0000045775 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 45775 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 FLORENCE PL MOBILE AL 366073321, MOBILE, AL 36607-3321 |
| Document Number | 45776 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 45776 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2049 |
The 2025 property tax bill for 109 Florence Pl was $810 with a homeowner's exemption, up 2.9% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (+2.92%) Homeowner's exemption | $13,660 (+2.71%) Land $3,600 Building $10,060 | $136,600 (+2.71%) Land $36,000 Building $100,600 |
| 2024 | $787.00 (+6.93%) Homeowner's exemption | $13,300 (+6.4%) Land $3,600 Building $9,700 | $133,000 (+6.4%) Land $36,000 Building $97,000 |
| 2023 | $736.00 Homeowner's exemption | $12,500 Land $3,500 Building $9,000 | $125,000 Land $35,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Florence Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 101 (1979–2025) |
| Claims Outside the SFHA | 47 of 101 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Florence Pl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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