109 Flagship Pl, Richmond, CA 94801 Property Records

Contra Costa County property record for 109 Flagship Pl, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,382 sqft · built 2004
Lot Size	0.072 acres (3,151 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Jul 2019)
Tax Bill	$19,110 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-650-002-2`

Property Details

APN / Parcel Number

Primary APN	`560-650-002-2`
Alternative APN	`560-650-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
1st Floor Area	987 sqft
2nd Floor Area	1,395 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,151 sqft (0.072 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	109 FLAGSHIP PL
City	RICHMOND
State	CA
Zip	94801-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7502 L2
Legal Subdivision	SUBDIVISION MAP 7502
Legal Tract	7502
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2041
Census Tract	378000

Owner

109 Flagship Pl is owned and occupied by an individual who bought it in July 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	109 FLAGSHIP PL, RICHMOND, CA 94801-4164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage WHITE FAMILY TRUST
Jul 26, 2019	Grant Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Sep 14, 2006 · Amount on File
Deed Document Number	2019117086
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 FLAGSHIP PL, RICHMOND, CA 94801-4164
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159547
Date	Oct 5, 2018
Instrument	2018-159547

Lender

Name	WHITE FAMILY TRUST
Type	Non-Lending Institution
Address	RICHMOND, CA 94801

Agreement

Amount	Amount on Record

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2019
Property Address	109 FLAGSHIP PL, RICHMOND, CA 94801-4164
Document Number	0000117086
Map Reference	MB 437 PG 13-18
Instrument Date	Jul 16, 2019
Instrument	2019-117086
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1678, ROYAL OAK, MI 48068-1678

Mortgage

Document Number	0000117088
Date	Jul 26, 2019
Instrument	2019-117088

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 109 Flagship Pl was $19,110.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,254,953 (+2%) Land $752,972 Building $501,981
2025	$19,110.00	$1,230,347 Land $738,208 Building $492,139
2023	$18,380.00 (+1.43%)	$1,182,574 Land $709,544 Building $473,030
2022	$18,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Flagship Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Flagship Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Verizon.

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