St. Johns County property record for 109 Ferrol Rd, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,050 sqft Living Area |
| Lot Size | 4,791 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,010,000 (2024) |
| Tax Bill | $7,128.00 (2025) |
| Primary APN | 148770-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,050 sqft Living Area |
| 1st Floor | 1,160 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 4,791 sqft (0.11 acres) |
| Depth X Width | 83 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 580 sqft Garage |
| Carport | Carport |
| Carport Area | 580 sqft Carport |
| Deck Area | 80 sqft Deck |
| Patio Area | 140 sqft Patio |
| Porch Area | 740 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 109 FERROL RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2972 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4/48 VILANO BEACH UNIT A LOT 14 BLK 22 OR5941/1326 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 09 |
| Legal Subdivision | VILANO BEACH UNIT A |
| Legal Block | 22 |
| Legal Lot Number | 14 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 148770-0140
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 FERROL RD, SAINT AUGUSTINE, FL 32084-2972 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Oct 12, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NEW SILVER LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2023 · Amount on Record |
| Deed Doc Number | 202433199 |
| Deed Book / Page | 5941 / 1326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 FERROL RD, SAINT AUGUSTINE, FL 32084-2972 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2039 PARADISE OAKS CT, JACKSONVILLE, FL 32233-6937 |
| Document Number | 0059411328 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 5941/1328 |
| Instrument | 2024033200 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | 5 STATEHOUSE PLZ STE 500, LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 109 FERROL RD, SAINT AUGUSTINE, FL 32084-2972 |
| Document Number | 0058401228 |
| Book / Page | 5840 / 1228 |
| Map Reference | MB 4 PG 48 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023080803 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | CROWN TITLE COMPANY, CROWN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1215 S CLARK ST, ARLINGTON, VA 22202-4387 |
| Name | Verified Name |
|---|---|
| Address | 1123 CACTUS CUT RD, MIDDLEBURG, FL 32068-3204 |
| Document Number | 0058401232 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 5840/1232 |
| Name | NEW SILVER LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 06, 2024 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,614 (+2.7%) | $824,343 (-0.61%) Land $207,900 Building $616,443 | |
| 2025 | $7,128.00 (+4.45%) Homeowner's exemption | $540,033 (+61.94%) | $829,420 (+61.3%) Land $207,900 Building $621,520 |
| 2024 | $6,824.00 (+70.05%) | ||
| 2023 | $4,013.00 (+2.87%) Homeowner's exemption | $333,472 (+3%) | $514,204 (-16.75%) Land $184,800 Building $329,404 |
| 2022 | $3,901.00 Homeowner's exemption | $323,759 | $617,631 Land $155,232 Building $462,399 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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