109 Fenwick Cir, Madison, MS 39110 Property Records

Madison County property record for 109 Fenwick Cir, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details4,528 sqft · built 2012
Owner2 Owner Names on Record
Tax Bill$6,626 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN081H-27-284

Property Details

APN / Parcel Number

Primary APN081H-27-284
Alternative APNs
  • 081H-27-284/00.00
  • 49926

Interior

Stories1 Story
Building Area4,528 sqft Adjusted Area
1st Floor Area3,320 sqft
2nd Floor Area332 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area367 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number49926
Old Parcel Number081H-27 -284/00.00
Street Address109 FENWICK CIR
CityMADISON
StateMS
Zip39110-7783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 FENWICK - BLK M @ REUNION
Legal Range01E
Legal Township08N
Legal Section27
Legal SubdivisionFENWICK BLOCK M REUNION
Legal BlockM
Legal Lot Number20
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group3
Census Block3043
Census Tract30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address109 FENWICK CIR, MADISON, MS 39110-7783
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Deed of Trust, Mortgage
FAIRWAY INDEPENDENT MTG
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2011
Deed SaleJul 11, 2011
Deed Document Number0002683573
Deed Book / Page2683 / 573
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address109 FENWICK CIR, MADISON, MS 39110-7783
Document Number0000893526
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 FENWICK CIR MADISON MS 391107783, MADISON, MS 39110-7783

Mortgage

Document Number0000893526
DateJun 17, 2020
Book Page003867/000629
Instrument893526
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount Recorded
Term180 Months
DueJun 16, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address109 FENWICK CIR, MADISON, MS 39110-7783
Document Number0000843055
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 FENWICK CIR MADISON MS 391107783, MADISON, MS 39110-7783

Mortgage

Document Number0000843055
DateJul 16, 2018
Book Page003623/000883
Instrument843055
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,626.00 Homeowner's exemption$59,437 (-)$594,370 (-) Land $140,000 Building $454,370
2024$6,626.00 (-18.7%)
2023$8,150.00 Homeowner's exemption$59,437$594,370 Land $140,000 Building $454,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
T-Mobile
Fixed Wireless
100 / 20

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