109 Fayette St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 109 Fayette St, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,276 sqft · built 1900
Lot Size	0.062 acres (2,739 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2008)
Tax Bill	$2,917 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`500700 71.-9-10`

Property Details

APN / Parcel Number

Primary APN	`500700 71.-9-10`
Alternative APN	`070007100000090100000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Total Area
1st Floor Area	1,016 sqft
Upper Floors Area	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,739 sqft (0.062 acres)
Lot Dimensions	66 ft deep x 41.5 ft wide
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 FAYETTE ST
City	ITHACA
State	NY
Zip	14850-5262
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2B
Legal Block	9
Legal Lot Number	10.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	3
Census Block	3001
Census Tract	1000

Owner

109 Fayette St, a duplex, is owned and occupied by an individual who acquired it in October 2014.

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 FAYETTE ST, ITHACA, NY 14850-5262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2008 · Amount on File
Deed Sale	Jul 7, 2008 · Amount on File
Deed Book / Page	52848 / 5002
Last Transfer Date	Oct 23, 2014
Transfer Doc	2014012823
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	109 FAYETTE ST, ITHACA, NY 14850-5262
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8009
Date	Jul 16, 2021
Instrument	2021-08009

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 109 Fayette St was $2,917 with exemptions applied, down 45.4% from the year before.

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,917.00 (-45.42%) Homeowner's exemption Disabled Person's exemption
2025	$5,344.00	$320,000 Land $27,700 Building $292,300	$320,000 Land $27,700 Building $292,300
2023	Homeowner's exemption Disabled Person's exemption	$253,000 Land $27,700 Building $225,300	$253,000 Land $27,700 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Fayette St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Fayette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20