109 Falling Leaf Ln, Mount Holly, NC 28120 Property Records

Gaston County property record for 109 Falling Leaf Ln, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,203 sqft · built 1989
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2026)
Tax Bill	$2,651 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14091 00344`

Property Details

APN / Parcel Number

Primary APN	`14091 00344`
Alternative APN	`179156`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,203 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Pool Area	160 sqft
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 FALLING LEAF LN
City	MOUNT HOLLY
State	NC
Zip	28120-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	14 091 003 44 000
Legal Subdivision	ROLLINGWOOD SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31005

Owner

109 Falling Leaf Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Gaston County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 FALLING LEAF LN, MOUNT HOLLY, NC 28120-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Document Number	2026
Deed Book / Page	5662 / 976
Prior Transfer Date	Mar 16, 2001
Prior Transfer Doc	3207000112
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 12, 2026
Property Address	109 FALLING LEAF LN, MOUNT HOLLY, NC 28120-9601
Document Number	5662000976
Book / Page	5662 / 976
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FALLING LEAF LN, MOUNT HOLLY, NC 28120-9601

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	109 FALLING LEAF LN, MOUNT HOLLY, NC 28120-9601
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054122129
Date	May 26, 2023
Book Page	5412/2129

Lender

Name	EMORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 20, 2020
Property Address	109 FALLING LEAF LN, MOUNT HOLLY, NC 28120-9601
Document Number	0051660308
Book / Page	5166 / 308
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5166311
Date	Oct 20, 2020
Instrument	5166/311

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 109 Falling Leaf Ln was $2,651.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,651.00	$371,340 (-) Land $19,800 Building $351,540
2025	$2,651.00	$371,340 Land $19,800 Building $351,540
2023	$2,580.00	$371,340 Land $19,800 Building $351,540
2021			$206,110 Land $18,000 Building $188,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Falling Leaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Falling Leaf Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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