109 Fairview St, Havelock, NC 28532 Property Records

Craven County property record for 109 Fairview St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 1960
Lot Size	0.387 acres (16,876 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2023)
Tax Bill	$2,031 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-064-015`

Property Details

APN / Parcel Number

Primary APN	`6-064-015`
Alternative APNs	`135673` `115249` `96735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,876 sqft (0.387 acres)
Deck Area	280 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	135673
Street Address	109 FAIRVIEW ST
City	HAVELOCK
State	NC
Zip	28532-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 GODWIN S D
Legal Subdivision	GODWIN
Legal Lot Number	164
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2018
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 FAIRVIEW ST, HAVELOCK, NC 28532-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Feb 25, 1976
Deed Document Number	202310115406
Deed Book / Page	3771 / 386
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 28, 2023
Property Address	109 FAIRVIEW ST, HAVELOCK, NC 28532-2309
Document Number	003771/386
Book / Page	3771 / 386
Map Reference	MB 3 PG 106
Instrument Date	Jul 26, 2023
Instrument	10115406
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 PHELPS RIDGE RD, FUQUAY VARINA, NC 27526-7929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 FAIRVIEW ST, HAVELOCK, NC 28532-2309

Mortgage

Document Number	0003771392
Date	Jul 28, 2023
Instrument	3771/392

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,031.00 (+2.47%)	$164,000 (-) Land $35,000 Building $129,000	$164,000 (-) Land $35,000 Building $129,000
2025	$1,982.00 (+4.1%)	$164,000 (-) Land $35,000 Building $129,000	$164,000 (-) Land $35,000 Building $129,000
2023	$1,904.00 (+24.85%)	$164,000 (+28.71%) Land $35,000 Building $129,000	$164,000 (+28.71%) Land $35,000 Building $129,000
2022	$1,525.00	$127,420 Land $30,000 Building $97,420
2018			$127,420 Land $30,000 Building $97,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20