109 Esmond Cir, Windsor, CA 95492 Property Records

Sonoma County property record for 109 Esmond Cir, Windsor, CA 95492

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2 ba · 1,509 sqft · built 2001
Lot Size	0.074 acres (3,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Apr 2004)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-300-003-000`

Property Details

APN / Parcel Number

Primary APN	`164-300-003-000`
Alternative APN	`164-300-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,509 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,204 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	164-300-003
Street Address	109 ESMOND CIR
City	WINDSOR
State	CA
Zip	95492-6841
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	01 FM 164-040-023 ESMOND PLACE SUB LOT 3
Legal Subdivision	ESMOND PLACE SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2001
Census Tract	153806

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ESMOND CIR, WINDSOR, CA 95492-6841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2004 · Amount on Record
Deed Sale	Apr 23, 2004 · Amount on Record
Prior Sale	Aug 29, 2000 · Amount on Record
Deed Document Number	200459362
Last Transfer Date	Jul 6, 2006
Transfer Doc	0000108505
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	109 ESMOND CIR, WINDSOR, CA 95492-6841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ESMOND CIR, WINDSOR, CA 95492-6841

Mortgage

Document Number	0000126344
Date	Dec 31, 2020
Instrument	2020126344

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	109 ESMOND CIR, WINDSOR, CA 95492-6841
Document Number	0000036435
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 ESMOND CIR WINDSOR CA 954926841, WINDSOR, CA 95492-6841

Mortgage

Document Number	0000036435
Date	May 21, 2018
Instrument	36435

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2038

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,925 (+2%) Land $93,424 Building $199,501
2025	$3,681.00 (+4.07%)	$287,183 (+4.04%) Land $91,593 Building $195,590
2023	$3,537.00 (+1.73%)	$276,034 Land $88,038 Building $187,996
2022	$3,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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