York County property record for 109 Ervin St, Fort Mill, SC 29715
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,156 sqft |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Feb 2025) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-06-03-008 |
| Primary APN | 020-06-03-008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,336 sqft |
| 1st Floor Area | 1,156 sqft |
| Effective Year Built | Effective 1986 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,299 sqft (0.466 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Total Buildings | 3 Buildings |
| Street Address | 109 ERVIN ST |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29715-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (0.466AC) ERVIN ST |
| Legal Subdivision | SPRINGS COTTON MILLS |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 61103 |
Source: York County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 7, 2025 | Intrafamily Transfer, Transfer |
| Feb 17, 2025 | Deed, Transfer |
| Jan 18, 2018 | Intrafamily Transfer, Transfer · ARM FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2025 · Amount on Record |
| Deed Sale | Feb 17, 2025 · Amount on Record |
| Prior Sale | Oct 26, 2011 · Amount on Record |
| Deed Document Number | 20254720 |
| Deed Book / Page | 21752 / 216 |
| Last Transfer Date | Mar 26, 2026 |
| Transfer Doc | 2249200364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Mar 31, 2026 |
| Property Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 2249200364 |
| Book / Page | 22492 / 364 |
| Map Reference | MB 173 PG 428 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026010826 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 2026010827 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026010827 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 7, 2025 |
| Property Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 2206700380 |
| Book / Page | 22067 / 380 |
| Map Reference | MB 173 PG 428 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 2025026167 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 17, 2025 |
| Property Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 2175200216 |
| Book / Page | 21752 / 216 |
| Map Reference | MB 136 PG 149 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 2025004720 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $728.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 18, 2018 |
| Property Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 1678900094 |
| Book / Page | 16789 / 094 |
| Map Reference | MB 10 PG 54&55 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 201800002186 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ERVIN ST, FORT MILL, SC 29715-2219 |
| Document Number | 201800002187 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 201800002187 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 5, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 9% |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Fort Mill Town |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (+15.34%) | $4,897 (+15.01%) Land $1,754 Building $3,143 | $181,500 (+70.51%) Land $65,000 Building $116,500 |
| 2023 | $1,069.00 | $4,258 Land $1,800 Building $2,458 | $106,448 Land $45,000 Building $61,448 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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