109 Errol Dr, Hubert, NC 28539 Property Records

Onslow County property record for 109 Errol Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 2011
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Jun 2021)
Tax Bill	$1,405 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1138A-63`

Property Details

APN / Parcel Number

Primary APN	`1138A-63`
Alternative APNs	`473725000` `151966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Aluminum/Vinyl
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	473725000
Street Address	109 ERROL DR
City	HUBERT
State	NC
Zip	28539-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L12 RIGGSFIELD SUBDV S/F 1138 7,2
Legal Subdivision	RIGGSFIELD
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3022
Census Tract	103

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 ERROL DR, HUBERT, NC 28539-4141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 12, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	0005491136
Deed Book / Page	5491 / 136
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 15, 2021
Property Address	109 ERROL DR, HUBERT, NC 28539-4141
Document Number	0054910136
Book / Page	5491 / 136
Map Reference	MB609 PG217
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 PULLIN LN, 5005, NORMAN, OK 73069-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ENOL DRIVE, HUBERT, NC 28539

Mortgage

Document Number	0005491141
Date	Jun 15, 2021
Instrument	5491/141

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 12, 2018
Property Address	109 ERROL DR, HUBERT, NC 28539-4141
Document Number	0048090667
Book / Page	004809 / 000667
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 ERROL DR HUBERT NC 285394141, HUBERT, NC 28539-4141

Mortgage

Document Number	48090670
Date	Jul 12, 2018
Book Page	004809/000670

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,405.00	$214,628 Land $32,000 Building $182,628	$214,628 Land $32,000 Building $182,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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