Onslow County property record for 109 England Ln, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,000 sqft · built 2002 |
| Lot Size | 0.256 acres (11,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,500 (Jul 2024) |
| Tax Bill | $1,562 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102A-20 |
| Primary APN | 102A-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,173 sqft (0.256 acres) |
| Lot Dimensions | 149 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490012132 |
|---|---|
| Street Address | 109 ENGLAND LN |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-7152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L20 S3 ENGLAND ESTATES |
| Legal Subdivision | ENGLAND ESTATES SEC III |
| Legal Lot Number | 20 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 205 |
109 England Ln is owned and occupied by two individuals who bought it in July 2024.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ENGLAND LN, RICHLANDS, NC 28574-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Prior Sale | Jul 19, 2007 · Amount on File |
| Deed Book / Page | 6180 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 109 ENGLAND LN, RICHLANDS, NC 28574-7152 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 109 ENGLAND LN, RICHLANDS, NC 28574-7152 |
| Document Number | 0064500915 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 6450/915 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 109 England Ln was $1,562.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,562.00 | $314,314 Land $58,500 Building $255,814 | $314,314 Land $58,500 Building $255,814 |
| 2023 | $1,562.00 | $238,591 Land $40,000 Building $198,591 | $238,591 Land $40,000 Building $198,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 England Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 England Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222 |
|---|---|
| Water Source | Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures