Queen Anne's County property record for 109 Emory Cir, Stevensville, MD 21666
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,436 sqft · built 1996 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,900 (Jan 2025) |
| Tax Bill | $4,801 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-099419 |
| Primary APN | 04-099419 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,436 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Built-in |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Patio Area | 1,120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 099419 |
|---|---|
| Street Address | 109 EMORY CIR |
| City | STEVENSVILLE |
| State | MD |
| Zip | 21666-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-2 |
| Legal Description | LOT 63 - 2.100 ACRES SECTION 5 CLAIBORNE'S LANDING |
| Legal Subdivision | CLAIBORNES LNDG SEC 5 |
| Legal Lot Number | 63 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810901 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 EMORY CIR, STEVENSVILLE, MD 21666-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2016 · Amount on Record |
| Deed Book / Page | 4510 / 168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 109 EMORY CIR, STEVENSVILLE, MD 21666-3212 |
| Document Number | 4765000180 |
| Book / Page | 4765 / 180 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 109 EMORY CIR, STEVENSVILLE, MD 21666-3212 |
| Document Number | 4765000180, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 4765/180 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,300 (+6.95%) Land $195,200 Building $343,100 | $538,300 (-) Land $195,200 Building $343,100 | |
| 2025 | $4,801.00 (+17.64%) Homeowner's exemption | $503,300 (+16.16%) | $538,300 (+24.23%) Land $195,200 Building $343,100 |
| 2023 | $4,081.00 | $433,300 Land $185,500 Building $247,800 | $433,300 Land $185,500 Building $247,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 46 (1979–2024) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Talkie Communications.
5G (outdoors only) and 4G LTE
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