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109 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 109 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property TypeCondominium
Details1,484 sqft · built 2007
OwnerIndividual Name on File
Last Sale$242,500 (Oct 2022)
Tax Bill$1,489 (2025)
Deeds & MortgagesOct 2022 Sale
May 2020 Sale & Mortgage
APN107-142-1342

Property Details

APN / Parcel Number

Primary APN107-142-1342
Alternative APN
  • 32624

Interior

Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 2007
Garage Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number107-142-1342
Street Address109 EMERALD OAKS DR
CityCOVINGTON
StateLA
Zip70433-5052
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionEMERALD OAKS CONDO UN48
Legal SubdivisionEMERALD OAKS
Legal Unit48
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2043
Census Tract40607

Owner

109 Emerald Oaks Dr, a condominium, is owned and occupied by an individual who bought it in October 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of RecordIndividual Name on File
Mailing Address109 EMERALD OAKS DR CONDO 48
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Cash Sale Deed, Transfer
STEWART TITLE
May 15, 2020Deed, Transfer · Conventional Mortgage
MILLER HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on File
Deed SaleOct 21, 2022 · Amount on File
Prior SaleMay 15, 2020 · Amount on File
Deed Document Number2350530
Record UpdatedJun 8, 2026

October 2022: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateOct 21, 2022
Property Address109 EMERALD OAKS DR, COVINGTON, LA 70433-5052
Document Number0002350530
Map ReferenceDOC 204479
Instrument DateOct 20, 2022
Instrument2350530
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 HOLY TRINITY DR, COVINGTON, LA 70433-6230

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 EMERALD OAKS DR, COVINGTON, LA 70433-5052

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateMay 15, 2020
Property Address109 EMERALD OAKS DR, COVINGTON, LA 70433-5052
Document Number0002205840
Map ReferenceDOC 204479
Instrument DateMay 14, 2020
Instrument2205840
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 DELOAKS DR, MADISONVILLE, LA 70447-9788

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 EMERALD OAKS DR, COVINGTON, LA 70433-5052

Mortgage

Document Number0002205842
DateMay 15, 2020
Instrument2205842
Lender
NameMILLER HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Emerald Oaks Dr was $1,489 with a homeowner's exemption, down 3.6% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,489.00 (-3.56%) Homeowner's exemption$20,017 (-) Land $2,500 Building $17,517$200,171 (-) Land $25,000 Building $175,171
2024$1,544.00 (+29.97%) Homeowner's exemption$20,017 (+19.31%) Land $2,500 Building $17,517$200,171 (+19.31%) Land $25,000 Building $175,171
2023$1,188.00 Homeowner's exemption$16,777 (-) Land $2,500 Building $14,277$167,770 (-) Land $25,000 Building $142,770
2022$1,188.00 Homeowner's exemption$16,777 Land $2,500 Building $14,277$167,770 Land $25,000 Building $142,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 109 Emerald Oaks Dr; there have been 20 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 391 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies391 in force
Nearby Flood Claims20 (1995–2022)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 11 claims
  • Severe Storms And Flooding, Mar 2016 · 2 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Emerald Oaks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, REV.

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