109 Elmcrest Dr, Fishkill, NY 12524 Property Records

Dutchess County and Fishkill Town property record for 109 Elmcrest Dr, Fishkill, NY 12524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,187 sqft · built 1991
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,500 (Mar 2000)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`133089-6256-16-804342-0000`

Property Details

APN / Parcel Number

Primary APN	`133089-6256-16-804342-0000`
Alternative APNs	`308900625600168043420000` `133089 6.256-16-804.342` `06804342`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area
Gross Area	1,407 sqft
1st Floor Area	598 sqft
2nd Floor Area	589 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06804342
Street Address	109 ELMCREST DR
City	FISHKILL
State	NY
Zip	12524-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	0.050 AC(S) 22000 02129 22000 02128
Legal Subdivision	ELMCREST
Legal Block	16
Legal Lot Number	804
Jurisdiction	DUTCHESS NY
Township / Civil Division	FISHKILL
Census Block Group	4
Census Block	4014
Census Tract	60301

Owner

Source: Dutchess County and Fishkill Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ELMCREST DR, FISHKILL, NY 12524-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2000 · Amount on Record
Deed Sale	Mar 7, 2000 · Amount on Record
Prior Sale	Mar 7, 2000 · Amount on Record
Deed Book / Page	22000 / 2130
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Oct 7, 2020
Property Address	109 ELMCREST DR, FISHKILL, NY 12524-3315
Document Number	0000052360
Instrument Date	Oct 1, 2020
Instrument	52360
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 MILLHOLLAND DR #F FISHKILL NY 125241554, F, FISHKILL, NY 12524-1554

Mortgage

Document Number	55352
Date	Oct 7, 2020
Instrument	55352

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Fishkill Town
Unified School District	Wappingers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,403.00 (+24.4%)	$348,700 (+11.09%) Land $75,700 Building $273,000	$348,700 (+11.09%) Land $75,700 Building $273,000
2023		$313,900 (+9.99%) Land $68,800 Building $245,100	$313,900 (+9.99%) Land $68,800 Building $245,100
2022		$285,400 Land $62,600 Building $222,800	$285,400 Land $62,600 Building $222,800
2020	$5,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRINKERHOFF WATER DISTRICT serves 3,788 people · EPA ID NY1302766
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	8 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2012
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300