Ohio County property record for 109 Elm St, Wheeling, WV 26003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,301 sqft · built 1931 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,171 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-W40-0280.0000 |
| Primary APN | 10-W40-0280.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 2,301 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 112 ft deep x 26 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06049858 |
|---|---|
| Street Address | 109 ELM ST |
| City | WHEELING |
| State | WV |
| Zip | 26003-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDG DIV B PTS 69-70-71 |
| Jurisdiction | OHIO WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Woodsdale-Edgewood Neighborhood Historic District listed 1997 · 969 contributing resources · NRIS 96000445 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Elm St is owned and occupied by two individuals.
Source: Ohio County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ELM ST, WHEELING, WV 26003-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Elm St was $2,171, up 3.4% from the year before.
Source: Ohio County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Ohio County |
| Municipality | Wheeling City |
| Unified School District | Ohio County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,171.00 (+3.43%) | $146,160 (+3.79%) Land $33,240 Building $112,920 | $243,600 (+3.79%) Land $55,400 Building $188,200 |
| 2025 | $2,099.00 | $140,820 Land $33,240 Building $107,580 | $234,700 Land $55,400 Building $179,300 |
| 2023 | $2,021.00 (-0.69%) | $135,960 (-) Land $33,240 Building $102,720 | $226,600 (-) Land $55,400 Building $171,200 |
| 2022 | $2,035.00 | $135,960 Land $33,240 Building $102,720 | $226,600 Land $55,400 Building $171,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Elm St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1978–2020) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 29,899 people · EPA ID WV3303516 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
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