109 Elm St, Seneca, SC 29678 Property Records

Oconee County property record for 109 Elm St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1952
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2026)
Tax Bill	$453 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-35-06-001`

Property Details

APN / Parcel Number

Primary APN	`520-35-06-001`
Alternative APN	`57454`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	57454
Street Address	109 ELM ST
City	SENECA
State	SC
Zip	29678-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3
Legal Block	6
Legal Lot Number	2-3
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1031
Census Tract	30701

Owner

109 Elm St is owned by two individuals who bought it in May 2026.

Source: Oconee County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 APOLLO DR, SENECA, SC 29672-6701
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Deed Document Number	202614151
Deed Book / Page	4842 / 228
Prior Transfer Date	Dec 5, 2025
Prior Transfer Doc	0000007415
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 8, 2026
Property Address	109 ELM ST, SENECA, SC 29678-3523
Document Number	0000014151
Book / Page	4842 / 228
Instrument Date	May 7, 2026
Instrument	202614151
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$26,159.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 APOLLO DR, SENECA, SC 29672-6701

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 31, 2020
Property Address	109 ELM ST, SENECA, SC 29678-3523
Document Number	0025900217
Book / Page	002590 / 000217
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ELM ST SENECA SC 296783523, SENECA, SC 29678-3523

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 31, 2020
Property Address	109 ELM ST, SENECA, SC 29678-3523
Document Number	0025900215
Book / Page	002590 / 000215
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	109 ELM ST SENECA SC 296783523, SENECA, SC 29678-3523

Tax Assessment & Valuation

The 2025 property tax bill for 109 Elm St was $453.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00	$2,637 Land $475 Building $2,162	$65,922 Land $11,880 Building $54,042
2023		$2,637 Land $475 Building $2,162	$65,922 Land $11,880 Building $54,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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