109 Elm St, Seaboard, NC 27876 Property Records

Northampton County property record for 109 Elm St, Seaboard, NC 27876

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,760 sqft · built 1920
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$978 (2025)
Flood Zone	Zone X (minimal risk)
APN	`08-00866`

Property Details

APN / Parcel Number

Primary APN	`08-00866`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 ELM ST
City	SEABOARD
State	NC
Zip	27876-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADDREY 1.02A
Jurisdiction	NORTHAMPTON NC
Township / Civil Division	SEABOARD
Census Block Group	1
Census Block	1064
Census Tract	920302

Owner

109 Elm St is owned and occupied by an individual.

Source: Northampton County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	109 ELM ST, SEABOARD, NC 27876-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000663717
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 109 Elm St was $978.

Source: Northampton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Northampton County
Municipality	Seaboard Town
Unified School District	Northampton County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00	$53,403 Land $10,200 Building $43,203	$53,403 Land $10,200 Building $43,203
2023	$954.00	$53,403 Land $10,200 Building $43,203	$53,403 Land $10,200 Building $43,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEABOARD serves 881 people · EPA ID NC0466035
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2010
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50