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109 Elm St, Carrabelle, FL 32322 Property Records

Franklin County property record for 109 Elm St, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,229 sqft · built 1964
Lot Size0.141 acres (6,175 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jan 2019)
Tax Bill$1,814 (2025)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone X (moderate risk)
APN12-07S-04W-3145-0021-0060

Property Details

APN / Parcel Number

Primary APN12-07S-04W-3145-0021-0060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,229 sqft Heated Area
Gross Area1,853 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1984
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,175 sqft
Lot Width65 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area384 sqft
Deck Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address109 ELM ST
CityCARRABELLE
StateFL
Zip32322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 5 BLK 21 LOT 6 AKA UNIT 7 OR 176/577 LANARK VILLAGE OR 241/243 573/203 628/624 668/735 1066/208 1098/674 1234/240
Legal Range04W
Legal Township07S
Legal Section12
Legal SubdivisionLANARK VILLAGE
Legal Block21
Legal Lot Number6
Legal Unit5
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1039
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10700 FARMERSVILLE W CARROL RD, GERMANTOWN, OH 45327-8524
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2019 · Amount on Record
Deed SaleJan 30, 2019 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number0001234240
Deed Book / Page1234 / 240
Prior Transfer DateJan 29, 2019
Prior Transfer Doc0019000367
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 29, 2019
Property Address109 ELM ST, CARRABELLE, FL 32322
Document Number0019000367
Book / Page001234 / 000240
Instrument DateJan 28, 2019
Instrument19000367
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyTALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

AmountAmount Recorded
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10700 FARMERSVILLE W CARROL RD GERMANTOWN OH 453278524, GERMANTOWN, OH 45327-8524

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,814.00 (+3.36%)$204,857 (-1.05%) Land $29,900 Building $174,957$204,857 (-1.05%) Land $29,900 Building $174,957
2024$1,755.00 (+10.52%)$207,024 (+20.99%) Land $29,900 Building $177,124$207,024 (+20.99%) Land $29,900 Building $177,124
2023$1,588.00 (+14%)$171,107 (+27.44%) Land $29,900 Building $141,207$171,107 (+27.44%) Land $29,900 Building $141,207
2022$1,393.00$134,263 Land $29,900 Building $104,363$134,263 Land $29,900 Building $104,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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