109 Elm Rd, Grover, NC 28073 Property Records

Cleveland County property record for 109 Elm Rd, Grover, NC 28073

Property Summary

Property TypeSingle Family Home
Details924 sqft · built 1984
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on Record
Tax Bill$748 (2026)
Flood ZoneZone X (minimal risk)
APN1354804

Property Details

APN / Parcel Number

Primary APN1354804
Alternative APNs
  • 1219798
  • 6462

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2002
Lot Area87,991 sqft (2.02 acres)
Mobile Home / RV HookupMobile Home / RV Hookup

Location & Zoning

Account Number1354804
Street Address109 ELM RD
CityGROVER
StateNC
Zip28073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGB
Legal Description2.02 AC ELM ROAD
Legal Block1
Legal Lot Number9L
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1044
Census Tract950604

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1825 WASHBURN RD, SHELBY, NC 28150-9410
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityGrover Town
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$748.00 (+9.2%)$60,700 (-) Land $53,200 Building $7,500$60,700 (-) Land $53,200 Building $7,500
2025$685.00$60,700 (+307.46%) Land $53,200 Building $7,500$60,700 (+307.46%) Land $53,200 Building $7,500
2023$14,897 Land $14,497 Building $400$14,897 Land $14,497 Building $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GROVER
serves 805 people · EPA ID NC0123030
Water SourcePurchased surface water from TOWN OF KINGS MOUNTAIN
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number