109 Ellis Dr, Troy, AL 36079 Property Records

Pike County property record for 109 Ellis Dr, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,596 sqft · built 2014
Lot Size	0.485 acres (21,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,308 (Jun 2014)
Tax Bill	$668 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`776130`

Property Details

APN / Parcel Number

Primary APN	`776130`
Alternative APN	`55 17 04 17 0 000 024.008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,143 sqft (0.485 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	776130
Street Address	109 ELLIS DR
City	TROY
State	AL
Zip	36079-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT #3 MOSSY GROVE SUB DIVPHASE I PB4 PG119
Legal Subdivision	MOSSY GROVE SUB DIV PHASE I
Legal Phase	1
Legal Lot Number	3
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	189003

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ELLIS DR, TROY, AL 36079-5932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage CB&S BANK
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2014 · Amount on Record
Deed Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	0020141391
Deed Book / Page	2014 / 1391
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	109 ELLIS DR, TROY, AL 36079-5932
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/5691
Date	Sep 10, 2019
Book Page	2019/5691
Instrument	20195691

Lender

Name	CB&S BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jul 22, 2020
Property Address	109 ELLIS DR, TROY, AL 36079-5932
Document Number	02020/1638
Book / Page	2020 / 1638
Map Reference	MB 2019 PG 7
Instrument Date	Jul 20, 2020
Instrument	20201638
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 MCCAIN RD, WETUMPKA, AL 36092-8694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ELLIS DR, TROY, AL 36079-5932
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/5353
Date	Jul 22, 2020
Book Page	2020/5353
Instrument	20205353

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (-0.3%) Homeowner's exemption Senior Citizen's exemption	$22,800 (-0.26%) Land $3,760 Building $19,040	$227,920 (-0.26%) Land $37,500 Building $190,420
2024	$670.00 (+16.72%) Homeowner's exemption Senior Citizen's exemption	$22,860 (+15.92%) Land $3,760 Building $19,100	$228,520 (+15.91%) Land $37,500 Building $191,020
2023	$574.00 (+0.88%) Homeowner's exemption Senior Citizen's exemption	$19,720 (+0.92%)	$197,160 (+0.98%) Land $37,500 Building $159,660
2022	$569.00 Homeowner's exemption Senior Citizen's exemption	$19,540	$195,240 Land $37,500 Building $157,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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