Berkeley County property record for 109 Eldridge St, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 2022 |
| Lot Size | 0.173 acres (7,546 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,790 (May 2023) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 194-07-02-083 |
| Primary APN | 194-07-02-083 |
|---|---|
| Alternative APN |
|
| Building Area | 2,028 sqft Finished Area |
|---|---|
| 1st Floor Area | 858 sqft |
| 2nd Floor Area | 1,170 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,546 sqft |
| Garage Area | 400 sqft |
| Porch | Patio |
| Porch Area | 117 sqft |
| Street Address | 109 ELDRIDGE ST |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-7109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 194BRADFORD POINTE - PH 2@ NEXTON |
| Legal Subdivision | NEXTON (BRADFORD POINTE) 2021 |
| Legal Lot Number | 194 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20710 |
109 Eldridge St is owned and occupied by an individual who bought it in May 2023.
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 ELDRIDGE ST, SUMMERVILLE, SC 29486-7109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on File |
| Deed Sale | May 2, 2023 · Amount on File |
| Deed Document Number | 202312760 |
| Deed Book / Page | 4546 / 187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 2, 2023 |
| Property Address | 109 ELDRIDGE ST, SUMMERVILLE, SC 29486-7109 |
| Document Number | 04546/0187 |
| Book / Page | 4546 / 187 |
| Map Reference | DOC2021042059-202104 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023012760 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 ELDRIDGE ST, SUMMERVILLE, SC 29486-7109 |
| Document Number | 2023012761 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023012761 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 109 Eldridge St was $1,551 with a homeowner's exemption, up 4% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,300 (+2,4%) Land $100,000 Building $259,300 | $359,300 (-) Land $100,000 Building $259,300 | |
| 2025 | $1,551.00 (+4.02%) | $14,372 (-) Land $4,000 Building $10,372 | $359,300 (-) Land $100,000 Building $259,300 |
| 2024 | $1,491.00 Homeowner's exemption | $14,372 (-96.06%) Land $4,000 Building $10,372 | $359,300 Land $100,000 Building $259,300 |
| 2023 | $364,790 | ||
| $364,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Eldridge St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Eldridge St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
May also be available: Spectrum.
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