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109 Elder Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 109 Elder Dr, Mastic Beach, NY 11951 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$124,020 (Mar 2001)
Tax Bill$7,893 (2024)
Deeds & MortgagesMar 2024 Refinance
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0200-982.00-10.00-019.000

Property Details

APN / Parcel Number

Primary APN0200-982.00-10.00-019.000
Alternative APNs
  • 472289 982.00-10-019.000
  • 0209029000200019000
  • 00004401792
  • 4401792

Exterior

Lot Area6,098 sqft (0.14 acres)
View / LotWaterfront

Location & Zoning

Account Number4401792
Street Address109 ELDER DR
CityMASTIC BEACH
StateNY
Zip11951-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFOURTH MAP MASTIC BEACH
Legal Block2001
Legal Lot Number19
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2038
Census Tract159509

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-982.00-10.00-019.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 ELDER DR, MASTIC BEACH, NY 11951-5406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
TEACHERS FCU
Nov 08, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TEACHERS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2001 · Amount on Record
Deed SaleMar 21, 2001 · Amount on Record
Prior SaleDec 29, 1999 · Amount on Record
Deed Book / Page12109 / 43
Prior Transfer DateMar 27, 2000
Prior Transfer Doc1203000886
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address109 ELDER DR, MASTIC BEACH, NY 11951-5406
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235730917
DateMar 15, 2024
Book Page23573/917
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueApr 01, 2033

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address109 ELDER DR, MASTIC BEACH, NY 11951-5406
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233430182
DateNov 08, 2021
Book Page23343/182
InstrumentDM045643
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictWilliam Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,860 (-) Land $120 Building $1,740$387,500 (+11,151.45%) Land $22,642 Building $328,302
2024$7,893.00
2023$1,860 Land $120 Building $1,740$3,444 Land $222 Building $3,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031595092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 165 individual NFIP policies nearby
Nearby Flood Policies165 in force
Nearby Flood Claims186 (1982–2025)
Claims Outside the SFHA32 of 186
Most Recent ClaimOct 2025
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 69 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 589 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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