109 Edgewater Dr, Grandy, NC 27939 Property Records

Currituck County property record for 109 Edgewater Dr, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	built 1985
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Jul 2022)
Tax Bill	$653 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9921-29-2439`

Property Details

APN / Parcel Number

Primary APN	`9921-29-2439`
Alternative APNs	`107B00A00050009` `000143158` `000164836` `9921-29`

Exterior

Year Built	Built 1985
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Deck Area	280 sqft
Patio Area	450 sqft

Location & Zoning

Account Number	000164836
Street Address	109 EDGEWATER DR
City	GRANDY
State	NC
Zip	27939-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT ISLAND - SECT. 9, PART 1 BLOCK A LOT 5
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	A
Legal Lot Number	5
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1014
Census Tract	110401

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 EDGEWATER DR, GRANDY, NC 27939-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OLIN FINCH
Jan 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	0017030893
Deed Book / Page	1703 / 893
Last Transfer Date	Sep 21, 2022
Transfer Doc	0017110015
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 25, 2022
Property Address	109 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0017030893
Book / Page	1703 / 893
Map Reference	CAB A SL 5
Instrument Date	Jul 22, 2022
Instrument	377524
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 SANDY RIDGE RD, KITTY HAWK, NC 27949-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EDGEWATER DRIVE, KITTY HAWK, NC 27949

Mortgage

Document Number	0000377525
Date	Jul 25, 2022
Instrument	377525

Lender

Name	OLIN FINCH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Jan 10, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 6, 2017
Property Address	109 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0013930440
Book / Page	001393 / 000440
Instrument Date	Jan 4, 2017
Instrument	326621
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SANDY RIDGE RD DUCK NC 279494447, DUCK, NC 27949-4447

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$653.00 (+0.46%)	$39,100 (-) Land $30,800 Building $8,300
2024	$650.00 (+5.86%)	$39,100 (-) Land $30,800 Building $8,300
2023	$614.00 (+46.89%)	$39,100 (-) Land $30,800 Building $8,300	$39,100 (-) Land $30,800 Building $8,300
2022	$418.00	$39,100 Land $30,800 Building $8,300	$39,100 (-) Land $30,800 Building $8,300
2021			$39,100 Land $30,800 Building $8,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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